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Merchant services providers facilitate transactions between businesses and their customers by providing payment processing solutions, equipment and merchant accounts 

Some of the benefits of using merchant services include increased sales and revenue, improved customer service, reduced risk of fraud and streamlined payment processing solutions, equipment, and merchant accounts.

Yes, businesses that want to accept credit card payments typically need to have a merchant account with merchant services provider.

Merchant services providers may charge fees for services such as transaction processing  equipment rental or purchase, chargebacks, and monthly account maintenance.

Merchant services providers use encryption technology and compliance with industry standards such as PCI DSS to secure and protect customer payment information